Category: Homeowners

New Florida Flood Disclosure Law: What Renters and Landlords in Belleview, Ocala, and all of Florida Needs to Know

Effective October 1, 2025, Florida landlords must now disclose flood history to tenants. This new requirement, Senate Bill 948 (SB 948), is designed to give renters more transparency about the flood risks of a property before signing a lease. What does SB 948 require landlords to disclose? Landlords must now tell tenants in writing if […]

🧹 The Storm Passed — Now What?

The winds have died down, the skies have cleared — but your job isn’t over yet. After a hurricane hits Florida, the hours and days that follow are just as important as the days before landfall. At Preferred Insurance, we’re here to help you navigate recovery with confidence. Here’s what to do after the storm […]

📸 How to Document Storm Damage for a Smoother Claim

After a hurricane passes, the cleanup begins — but so should your documentation. The more proof you have, the smoother your claim will go. At Preferred Insurance, we’ve seen it all, and we’re here to make sure you’re prepared to protect your investment, avoid delays, and maximize your payout. đź“· Take Photos Before You Touch […]

The Truth About Bundling Home & Auto in Florida — How Belleview Residents Can Still Save Big

You’ve heard it for years: “Bundle your home and auto with the same company and save.” Sounds great—until you realize most Florida carriers don’t write both. Here’s the truth: you can still bundle and save in Florida—just not the way TV ads suggest. As an independent agency in Belleview, FL, we stack multi-policy discounts a […]

Flood Insurance in Belleview, FL: Who Actually Needs It (and How to Buy It Right)

Homeowners insurance doesn’t cover flood (rising water). In Belleview, FL, if a flood would wreck your finances, buy flood insurance. In FEMA high-risk zones with a federally backed mortgage, it’s required. We quote NFIP and private flood side-by-side and tell you which one makes sense—no fluff. Why this matters in Belleview (and nearby) Belleview, The […]

🌊 If I Get Flooded from a Hurricane, My Homeowners Will Pay… Right?

Here’s the truth: if it rains where you live in Florida, you’re at risk for flooding. And if you think your homeowners insurance covers flood damage — it probably doesn’t. At Preferred Insurance, we want to make sure you’re covered before the water rises. Whether you’re in Ocala, Lady Lake, The Villages, or anywhere in […]

Homeowners Insurance in Belleview – What You Should Know Before You Buy

Owning a home in Belleview is one of the biggest investments you’ll ever make — and protecting it starts with the right homeowners insurance. Some companies like to say they’re a good neighbor. But if that “neighbor” can only offer you one option, is it really the best fit for your family? At Preferred Insurance, […]

🌀 Hurricane on the Radar? Here’s What to Do Before Landfall

When a hurricane is officially on the radar, the clock starts ticking. If you live in Ocala, The Villages, Lady Lake, or anywhere across Florida, this is your last window to make final preparations that could protect your home, your health, and your peace of mind. At Preferred Insurance, we want you to be safe […]

🌪️ During the Hurricane: Stay Calm, Stay Safe

When the storm hits, your number one priority is safety. Whether you’re riding out the hurricane in your home or a shelter, being prepared — and staying calm — makes all the difference. At Preferred Insurance, we want to make sure you have the peace of mind to focus on your family, not your policy. […]

Florida Hurricane Season Prediction Is Here: You Might Already Be Behind on Prep

Hurricane season in Florida officially begins June 1st, but if you’re just now thinking about it, you might already be behind. At Preferred Insurance, serving the greater Ocala and The Villages metro area, we serve homeowners in Ocala, The Villages, Lady Lake, and all across Florida. We know what it takes to protect what matters […]