🌀 Hurricane on the Radar? Here’s What to Do Before Landfall

When a hurricane is officially on the radar, the clock starts ticking. If you live in Ocala, The Villages, Lady Lake, or anywhere across Florida, this is your last window to make final preparations that could protect your home, your health, and your peace of mind.

At Preferred Insurance, we want you to be safe before, during, and after every storm. If you haven’t already secured your home or reviewed your policy, here are the most important steps to take right now.


🔒 Secure Your Home and Yard

  • Install storm shutters or board up windows
  • Bring in patio furniture, grills, garbage cans, and potted plants
  • Fill your gas tanks and store any approved fuel safely
  • Lower your refrigerator and freezer temps to preserve food longer in a power outage
  • Charge all phones, battery packs, flashlights, and emergency radios

💊 Medical and Emergency Prep

  • Fill prescriptions and ensure refrigerated medications are secure
  • Have a plan for anyone in your household with medical needs (oxygen, mobility support, etc.)
  • Double-check your evacuation route and communicate your plan with family members

🎒 Pack a Go-Bag

If you need to evacuate, you won’t have time to pack. Keep these essentials in one place:

  • Flashlight and batteries
  • Important documents (IDs, insurance, prescriptions)
  • Non-perishable food, snacks, and water
  • First aid kit
  • Phone charger and backup battery
  • Clothing and toiletries

📄 Insurance Warning: Too Late to Make Changes

Most insurance carriers lock policies when a named storm is on the radar. That means you won’t be able to adjust coverage, add flood insurance, or bind a new policy. But that doesn’t mean it’s too late to prepare.

📥 Download our Hurricane Prep Guide and use the last-minute checklist inside.


📅 Need Help After the Storm?

Once the storm passes, that’s the best time to review your policy, file any claims, and make adjustments before the next storm rolls in. Our team is here to walk you through every step.

Book an appointment with a Preferred Agent


“It only takes one storm to change everything. Preparation now means peace of mind later.”

📩 Share this post with a neighbor or friend who may need a quick checklist before the storm hits!

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john engelman
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Linda was very helpful, quick and knowledgeable. I definitely recommend Preferred Insurance. She will find you a good deal. I bought my homeowners insurance with Linda’s help.
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Jeri Djokic
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I purchased homeowners policy. Andrew was very helpful and knowledgeable. I highly recommend Preferred Insurance. Added bonus they are a Veteran owned company.
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Dale K profile picture
Dale K
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Justin was absolutely great. I found him through a referral on Nextdoor.com. Justin he was very professional, very fast response time and saved me $100 a month on my auto insurance!!! Accomplished in 45 minutes. I will be calling him for my homeowners insurance soon.
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Jerome J Diehl
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I spoke with Linda about auto and home insurance. I appreciated her explanations and follow up communications. After 40 plus years with State Farm, I'm looking forward to the change. Thank you Linda .
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Doug Turner profile picture
Doug Turner
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Thankfully I found Linda at preferred insurance for my home, very professional saved me money and made it easy and stress free I Highly recommend preferred insurance, call and find out, thank you to Linda for starting my new year out without any pressure, we're very satisfied!
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Christine Gauthier
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Andrew was very friendly, professional, knowledgeable and efficient.
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Norma A
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Professional and available to answer my questions. Top notch!
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Rachel Ilconich
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Linda is an auto insurance goddess! I have been trying to obtain lower rates for a while and no one has been able to help. Called Linda and within a few minutes she was able to cut my rate in half with all of the same coverages!!
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miguel crame
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Linda and Justin were awesome. Don't know what I'd have done without them. Great customer service and knowledge of the service process.
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Henry Aitken
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Linda Rodriguez was very helpful in helping me in my home insurance purchase. Walked me through each stage and explained everything.

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