If you’re buying a townhouse, villa, or condo in Florida, you might think an HO-6 condo insurance policy is the right choice—especially if your Homeowners Association (HOA) or Condominium Owners Association (COA) told you that’s what you need. But here’s the truth: Many homeowners in Florida are underinsured because they were given the wrong advice. […]
Why Cheaper Insurance in Ocala & The Villages May Cost You More in the Long Run A homeowner in Ocala recently called me about a cheaper home insurance quote they received. They were ready to cancel their current policy with us, thinking they found a better deal. But after reviewing their new policy, I quickly […]
The Florida homeowners insurance market is showing signs of stability, and there has never been a better time to get a quote from Preferred Insurance. If you’ve been worried about rising premiums and limited options, recent data from Florida’s Office of Insurance Regulation suggests that relief is on the way. As of October 2024, 15 insurance companies […]
The holidays are a time for joy, celebration, and family. But did you know that Christmas and New Year can also bring unexpected risks? From health emergencies to house fires and travel mishaps, it’s essential to ensure your loved ones are protected this season. At Preferred Insurance, we believe the greatest gift you can give your […]
Overlooked Details: The High Cost of ‘Convenient’ Insurance As an experienced professional at Preferred Insurance, I’ve seen too many cases where missing a small detail in an insurance policy, like the “roof surfacing payment schedule” clause labeled as “Applied,” led to big problems. This clause, often overlooked in exchange for lower premiums, can have costly […]
Are you a homeowner in an area prone to severe weather conditions like hurricanes or tornadoes? If so, you may be familiar with the term “wind mitigation report.” But what exactly is it, and why does it offer you a discount on your homeowners’ insurance? In this blog post, we’ll dive into the world of […]