Florida Homeowners Insurance Market is Stabilizing: Why Now is the Best Time to Get a Quote from Preferred Insurance

The Florida homeowners insurance market is showing signs of stability, and there has never been a better time to get a quote from Preferred Insurance. If you’ve been worried about rising premiums and limited options, recent data from Florida’s Office of Insurance Regulation suggests that relief is on the way. As of October 2024, 15 insurance companies have submitted filings for rate decreases, affecting 1.5 million residential policies, while 29 insurers have filed zero percent rate increases, impacting 1.9 million residential policies. The 30-day average rate request for homeowners’ insurance is now just 1.6%, down significantly from 7.03% the previous year (Florida Office of Insurance Regulation).

The Perfect Time to Review Your Homeowners Insurance

At Preferred Insurance, we don’t just offer policies—we provide peace of mind. Our experienced agents work one-on-one with homeowners to ensure they get the best coverage for their unique situation.

With rate stabilization taking effect, now is the best time to review your homeowners insurance policy. Whether you’re a new homeowner or looking to switch providers for better coverage, Preferred Insurance is here to help you find the best policy at the best price. We specialize in providing comprehensive homeowners insurance coverage for Ocala, Lady Lake, The Villages, and surrounding Florida areas.

Why Choose Preferred Insurance?

As Florida-based insurance experts, we understand the unique risks homeowners face—from hurricanes and flooding to changing building codes. Our team ensures your policy covers what matters most.

Not all insurance agencies are the same. At Preferred Insurance, we go the extra mile to ensure you get the best service and the most competitive rates available. Here’s why we’re the top choice:

  • A+ Rated by the Better Business Bureau (BBB) – Our commitment to excellence and customer satisfaction has earned us top ratings from the BBB.
  • Over 270 Five-Star Google Reviews – We take pride in our outstanding reputation, built on trust, reliability, and exceptional service.
  • Winner of the 2024 Best of Florida Insurance Agency Award – We’ve been recognized as one of the best insurance agencies in the state, giving you confidence in our expertise.
  • Veteran-Owned Business – We are committed to serving our community with integrity, honesty, and the highest level of professionalism.

How to Get a Homeowners Insurance Quote Today

Rates are stabilizing, but the best time to lock in coverage is now. Don’t wait for the next storm season—call us today!

Securing the right coverage has never been easier. Our team at Preferred Insurance makes the process simple and stress-free. We work with top-rated insurance carriers to provide customized policies tailored to your home and financial needs.

📞 Call us today at 844-329-1444 

Stay Informed & Protect Your Home

While the market is stabilizing, Florida homeowners must stay vigilant. Given the state’s exposure to hurricanes and other natural disasters, having the right homeowners insurance policy in place is crucial. Preferred Insurance is dedicated to keeping you informed and protected, offering the best policies for your peace of mind.

Don’t wait! Get a quote today for affordable Florida homeowners insurance and work with the best-rated agency in the state! and secure your home with Preferred Insurance – the best choice for Florida homeowners insurance!

Customer Reviews

EXCELLENT
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Based on 321 reviews
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john engelman profile picture
john engelman
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Linda was very helpful, quick and knowledgeable. I definitely recommend Preferred Insurance. She will find you a good deal. I bought my homeowners insurance with Linda’s help.
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Jeri Djokic profile picture
Jeri Djokic
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I purchased homeowners policy. Andrew was very helpful and knowledgeable. I highly recommend Preferred Insurance. Added bonus they are a Veteran owned company.
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Dale K profile picture
Dale K
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Justin was absolutely great. I found him through a referral on Nextdoor.com. Justin he was very professional, very fast response time and saved me $100 a month on my auto insurance!!! Accomplished in 45 minutes. I will be calling him for my homeowners insurance soon.
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Jerome J Diehl profile picture
Jerome J Diehl
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I spoke with Linda about auto and home insurance. I appreciated her explanations and follow up communications. After 40 plus years with State Farm, I'm looking forward to the change. Thank you Linda .
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Doug Turner profile picture
Doug Turner
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Thankfully I found Linda at preferred insurance for my home, very professional saved me money and made it easy and stress free I Highly recommend preferred insurance, call and find out, thank you to Linda for starting my new year out without any pressure, we're very satisfied!
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Christine Gauthier profile picture
Christine Gauthier
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Andrew was very friendly, professional, knowledgeable and efficient.
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Norma A profile picture
Norma A
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Professional and available to answer my questions. Top notch!
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Rachel Ilconich profile picture
Rachel Ilconich
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Linda is an auto insurance goddess! I have been trying to obtain lower rates for a while and no one has been able to help. Called Linda and within a few minutes she was able to cut my rate in half with all of the same coverages!!
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miguel crame profile picture
miguel crame
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Linda and Justin were awesome. Don't know what I'd have done without them. Great customer service and knowledge of the service process.
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Henry Aitken profile picture
Henry Aitken
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Linda Rodriguez was very helpful in helping me in my home insurance purchase. Walked me through each stage and explained everything.

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