After a hurricane passes, the cleanup begins — but so should your documentation. The more proof you have, the smoother your claim will go.
At Preferred Insurance, we’ve seen it all, and we’re here to make sure you’re prepared to protect your investment, avoid delays, and maximize your payout.
📷 Take Photos Before You Touch Anything
As soon as it’s safe to go outside:
- Photograph every room in your home if there’s interior damage
- Get wide shots and close-ups of all damage: roof, windows, fence, siding, flooring, etc.
- Include timestamped images if possible (most smartphones do this automatically)
- Take video walkthroughs of major damage areas from multiple angles
📋 Create a Written Damage Inventory
Don’t rely on memory:
- Write down every damaged item — include brand, model, and estimated value
- Separate structural/home damage from contents/personal belongings
- Note the condition of items before the storm, if known
💵 Save Your Receipts & Temporary Repair Records
Need to make emergency repairs? Do it safely — and document everything:
- Keep all receipts for tarps, plywood, contractors, etc.
- Save hotel, travel, and food receipts if you can’t stay in your home due to storm damage
- Take before-and-after photos of any repairs
- Note names and phone numbers of any service providers you use
🚪 Be Cautious With Who You Let In
After storms, scammers and shady contractors often go door-to-door:
- Don’t let anyone on your property unless you personally contacted them
- Ask to see licenses and proof of insurance
- Never sign anything on the spot — especially Assignment of Benefits (AOB) forms
📞 Be Ready for the Adjuster
When your insurance company sends someone to inspect:
- Have your photo log and inventory ready
- Be available to walk them through damage and answer questions
- Take notes on what they say and when they came
📥 Download our Hurricane Prep Guide
✅ Schedule your free post-storm policy review
“Insurance is easier when your documentation is rock solid. Help your future self by starting smart now.”
📩 Share this with a neighbor or family member before they start cleaning up — it could save their claim.
