About Preferred Insurance
A Veteran-Owned Insurance Agency Serving Belleview, Ocala, and Central Florida
Preferred Insurance is an independent, veteran-owned insurance agency based in Belleview, Florida, proudly serving individuals and families throughout Ocala, The Villages, Lady Lake, Summerfield, and surrounding Central Florida communities.
Our mission is simple: help clients protect what matters most while making insurance easier to understand.
Insurance can often feel confusing or overwhelming. At Preferred Insurance, we take the time to explain coverage options clearly so our clients can make confident decisions about protecting their homes, vehicles, health, retirement, and families.
Independent Advice That Works for You
As an independent insurance agency, Preferred Insurance works for our clients — not a single insurance company.
This allows us to compare multiple carriers and help clients find the right balance of coverage and price.
Instead of being limited to one company’s products, we help clients explore different options and choose the policy that best fits their needs.
Our agency assists clients with:
- Homeowners Insurance
- Auto Insurance
- Medicare Plans
- Life Insurance
- Health Insurance
- Final Expense Insurance
By comparing multiple insurance companies, we help clients find protection that fits their situation and budget.
Built on Service and Trust
Preferred Insurance has built a strong reputation across Central Florida by focusing on something many agencies overlook — service after the sale.
Our clients know they can contact us when they have questions about their policy, need help understanding coverage, or want to review their insurance options.
Insurance should not feel like a transaction. It should feel like having a trusted professional helping you make important financial protection decisions.
That commitment to service has helped Preferred Insurance grow through client referrals and strong community relationships.
About the Owner – Justin Wells
Preferred Insurance was founded by Justin Wells, a U.S. Army veteran and licensed insurance agent who believes insurance should be built on honesty, education, and long-term relationships.
Justin started the agency with a clear goal: create an insurance office where clients feel comfortable asking questions and know they are receiving straightforward guidance.
Over the years, Preferred Insurance has continued to grow throughout Central Florida while maintaining the same philosophy it started with — treating every client with respect and making sure they understand their coverage.
Today, the agency has earned hundreds of five-star reviews and has been recognized as a Best of Florida insurance agency.
Helping Clients Make Better Insurance Decisions
Many people purchase insurance without fully understanding what their policy actually covers. Our goal is to change that.
At Preferred Insurance, we help clients:
- Review their current coverage
- Identify potential gaps in protection
- Compare available insurance options
- Make informed decisions about protecting their home, health, and financial future
Whether someone is reviewing their homeowners policy, comparing auto insurance, planning for Medicare, or looking for life insurance protection, we believe education and transparency should always come first.
Proudly Serving Central Florida
Preferred Insurance works with clients throughout Central Florida including:
- Belleview
- Ocala
- The Villages
- Lady Lake
- Summerfield
- Marion County and surrounding communities
As a local agency, we understand the insurance challenges Florida residents face — especially when it comes to homeowners coverage, storm risks, Medicare decisions, and protecting family finances.
Work With a Preferred Agent
At Preferred Insurance, we believe insurance should be clear, simple, and focused on what matters most to our clients.
If you are looking for guidance on homeowners insurance, auto coverage, Medicare options, life insurance, or health insurance, our team is ready to help.
Work with a Preferred Agent and experience the difference that local service and personalized guidance can make.
Customer Reviews
EXCELLENT Based on 321 reviews Posted on john engelmanTrustindex verifies that the original source of the review is Google. Linda was very helpful, quick and knowledgeable. I definitely recommend Preferred Insurance. She will find you a good deal. I bought my homeowners insurance with Linda’s help.Posted on Jeri DjokicTrustindex verifies that the original source of the review is Google. I purchased homeowners policy. Andrew was very helpful and knowledgeable. I highly recommend Preferred Insurance. Added bonus they are a Veteran owned company.Posted on Dale KTrustindex verifies that the original source of the review is Google. Justin was absolutely great. I found him through a referral on Nextdoor.com. Justin he was very professional, very fast response time and saved me $100 a month on my auto insurance!!! Accomplished in 45 minutes. I will be calling him for my homeowners insurance soon.Posted on Jerome J DiehlTrustindex verifies that the original source of the review is Google. I spoke with Linda about auto and home insurance. I appreciated her explanations and follow up communications. After 40 plus years with State Farm, I'm looking forward to the change. Thank you Linda .Posted on Doug TurnerTrustindex verifies that the original source of the review is Google. Thankfully I found Linda at preferred insurance for my home, very professional saved me money and made it easy and stress free I Highly recommend preferred insurance, call and find out, thank you to Linda for starting my new year out without any pressure, we're very satisfied!Posted on Christine GauthierTrustindex verifies that the original source of the review is Google. Andrew was very friendly, professional, knowledgeable and efficient.Posted on Norma ATrustindex verifies that the original source of the review is Google. Professional and available to answer my questions. Top notch!Posted on Rachel IlconichTrustindex verifies that the original source of the review is Google. Linda is an auto insurance goddess! I have been trying to obtain lower rates for a while and no one has been able to help. Called Linda and within a few minutes she was able to cut my rate in half with all of the same coverages!!Posted on miguel crameTrustindex verifies that the original source of the review is Google. Linda and Justin were awesome. Don't know what I'd have done without them. Great customer service and knowledge of the service process.Posted on Henry AitkenTrustindex verifies that the original source of the review is Google. Linda Rodriguez was very helpful in helping me in my home insurance purchase. Walked me through each stage and explained everything.